Having a 401(k) is a great benefit, and it is crucial for retirement success today. Our employers used to provide us with a pension and our retirement income needs would be taken care of, but pensions have been all but eliminated from corporate America.
But, where do you turn for help? It is difficult to get true advice on how to manage and protect your 401(k) account. Corporations provide general education ut they do not give you specific advice on exactly which funds to allocate your account.
That is where we differ and take great pride in being able to help employees have success with their 401(k) accounts. We use our Fact-based Investing approach to find the proper funds for each and every 401(k) plan our clients have.
We use a specific 401(k) model that has been validated by Dalbar as an appropriate investment for a 401(k) account. It uses a technical indicator based on market conditions to determine how much should be invested in the market. It has a long term track record of protecting account balances during declining bear markets and growing accounts balances during rising bull markets.
We also use our momentum based analytics to find the best performing funds to invest in each quarter and avoid those funds that are laggards. Our models are overlaid on the investment choices available for each 401(k) plan and we provide our clientd a roadmap for their account each quarter based on their specific risk tolerance.
Contact us for more information on how we can help you manage your company provided 401(k) plan account.
David Ortiz is securities licensed through Investacorp, Inc. A registered Broker/Dealer Member FINRA, SIPC. Advisory services offered through Financial Chef Asset Management LLC a registered investment advisory firm and/or Investacorp Advisory Services, Inc. A SEC registered Investment Advisory Firm. Financial Chef Asset Management LLC is not affiliated with Investacorp, Inc. or Investacorp Advisory Services, Inc.